Pete Hykin is Co-Founder and CEO of Penfold, a workplace pension provider founded to improve the employee pension experience. Based in London, Hykin has established himself as a thought leader in workplace pensions and retirement planning, regularly contributing insights to industry publications on pension adequacy and employee financial wellbeing. Through Penfold, he has focused on building pension solutions that employees actually want to use, addressing critical gaps in retirement preparedness across the UK workforce. His commentary has addressed emerging challenges including the UK's potential retirement crisis and practical solutions such as salary sacrifice schemes to help employees manage cost-of-living pressures. Hykin's professional focus centers on transforming how workers engage with their pensions and securing better retirement outcomes for employees at all career stages.