Andrew Firth: The challenges of employee access to financial advice

The introduction of auto-enrolment and ‘pension freedom’ reforms have meant that pensions and retirement choices have never been wider for employees – something that is undoubtedly to be applauded.  However, for HR, these pension changes and the implications for employees presents one of the biggest challenges to date The  increased choice and flexibility means that people need more help than ever, and there is a real risk that some do not engage at all because of the complexity and jargon that comes with pensions.

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